See how much more your spending could earn with the right cards.
Free. No signup. About 3 minutes.
Same rules for all 50 cards. Cards outside your credit and income range are left out.
Affiliate links never affect the score. Disclosure
Points out of 93, plus an adjustment that favors flexible points over airline or hotel cards unless you're loyal to one brand.
Find out in about 3 minutes.
Free. No signup.
Tap everything that sounds good. There are no wrong answers, and you can pick as many as you like.
Tip: You don't need to know the jargon. We'll explain how each option works as you go.
Tap any you own. We'll leave them out of your matches and use them to measure your wallet gap.
No cards match. Try the bank name, like "Chase" or "Citi".
This filters out cards you're unlikely to get and matches the right fee level to you. Your answers stay in your browser.
Already loyal to an airline or hotel? Pick any you actively use. Skip if you're flexible.
Issuer rules can block a welcome bonus. Check any that apply and we'll flag affected cards.
Tip: A $695 card can cost less than a $95 one if its credits cover more than the fee. We do that math for you.
Rough numbers are fine. Drag the sliders or type an amount. We started you with typical amounts.
Tip: Rent is the most overlooked category. At $2,500 a month, even 1x on rent adds 30,000+ points a year.
Your results
Personalized to your goals, profile, and spending
Swipewise may earn a commission when you're approved through some Apply links. It never affects how cards are ranked.
Download a summary, email it to yourself, or copy a link.
We'll re-check your answers when cards, fees, or welcome offers change, and email you only if your best match changes.