Who it's for
Airline loyaltyPremium travel
Alaska Atmos Rewards Ascent
Formerly the Alaska Airlines Visa, now the Atmos Rewards Ascent from Bank of America. The $99 Companion Fare now requires $6,000 in yearly spend, so it suits people who put real spending on it. Best for West Coast and Hawaii travelers.
$859/yrest. value at typical spending
$95annual fee
$0yearly credits
$95fee after credits
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| Category | Rate | Typical spend |
|---|---|---|
| Dining | 1x | $400/mo |
| Groceries | 1x | $600/mo |
| Flights & hotels | 1.8x | $300/mo |
| Rent | 1x | $2,500/mo |
| Gas & transit | 2x | $150/mo |
| Streaming | 2x | $80/mo |
| Online shopping | 1x | $200/mo |
| Everything else | 1x | $600/mo |
Rates are what our model counts per dollar. Brand-specific bonuses (like a hotel card at its own hotels) are blended, since most people don't put all category spending with one brand. Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Rewards and perks
Points, 1 transfer partner
- $99 Companion Fare (plus taxes and fees from $23) each account anniversary after $6,000 in yearly spend
- 3x points on Alaska Airlines and Hawaiian Airlines purchases
- 2x on gas, EV charging, cable, streaming, and local transit including rideshare
- 1x on everything else
- Free first checked bag for cardholder + up to 6 companions on the same reservation
- 20% back on in-flight purchases
- No foreign transaction fees
Transfer partners
Alaska Mileage Plan
Similar cards
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- Wells Fargo Autograph Journey$95 annual fee$1,184est. value/yr
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