Who it's for
Cash backMore rewards dining outMore rewards at grocery storesNo annual fee
Amazon Prime Visa
Best for Prime members who shop Amazon and Whole Foods regularly. The 5% Amazon rate is unmatched — for $5,000/yr of Amazon spending, that's $250 cash back. Whole Foods 5% effectively makes this a premium grocery card for organic shoppers.
$799/yrest. value at typical spending
$0annual fee
$0yearly credits
$0fee after credits
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| Category | Rate | Typical spend |
|---|---|---|
| Dining | 2x | $400/mo |
| Groceries | 2.6x | $600/mo |
| Flights & hotels | 1x | $300/mo |
| Rent | 1x | $2,500/mo |
| Gas & transit | 2x | $150/mo |
| Streaming | 1x | $80/mo |
| Online shopping | 2.6x | $200/mo |
| Everything else | 1x | $600/mo |
Rates are what our model counts per dollar. Brand-specific bonuses (like a hotel card at its own hotels) are blended, since most people don't put all category spending with one brand. Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Rewards and perks
Cash back
- 5% cash back at Amazon.com and Whole Foods Market (requires active Prime membership)
- 5% on travel booked through Chase Travel
- 2% on gas stations, restaurants, and select local transit
- 1% on everything else
- No annual fee on the card, but requires Prime membership ($139/yr or $14.99/mo)
- No foreign transaction fees
- Without Prime, Amazon/Whole Foods rate drops to 3%
Similar cards
- Capital One SavorNo annual fee$896est. value/yr
- Chase Freedom FlexNo annual fee$964est. value/yr
- Amex Blue Cash EverydayNo annual fee$1,072est. value/yr
- Costco Anywhere VisaNo annual fee$802est. value/yr
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