Who it's for
Premium travelMore rewards dining outTravel credits & perks
Best entry-level Amex travel card. The CLEAR+ credit alone covers the $150 fee for anyone who flies more than a few times a year. Strong 3x transit category makes it a unique fit for urban commuters.
Closed to new applicants since July 2026. If you already have it, the quiz still counts it in your wallet.
Find an open card that fits you →Premium travelMore rewards dining outTravel credits & perks
| Category | Rate | Typical spend |
|---|---|---|
| Dining | 3x | $400/mo |
| Groceries | 1x | $600/mo |
| Flights & hotels | 3x | $300/mo |
| Rent | 1x | $2,500/mo |
| Gas & transit | 3x | $150/mo |
| Streaming | 1x | $80/mo |
| Online shopping | 1x | $200/mo |
| Everything else | 1x | $600/mo |
Rates are what our model counts per dollar. Brand-specific bonuses (like a hotel card at its own hotels) are blended, since most people don't put all category spending with one brand. Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Points, 11 transfer partners
Delta SkyMilesAir Canada AeroplanANA Mileage ClubBritish Airways AviosEmirates SkywardsEtihad GuestAir France-KLM Flying BlueSingapore KrisFlyerTurkish Miles&SmilesHilton HonorsMarriott Bonvoy