Amex Blue Cash Preferred vs Amex Blue Cash Everyday
At typical spending, the Amex Blue Cash Everyday comes out ahead by about $23 a year ($1,072 vs $1,049). The Amex Blue Cash Preferred earns more on groceries and streaming. The Amex Blue Cash Everyday earns more on online shopping. Which one wins for you depends on where your money actually goes.
Amex Blue Cash Preferred$95 annual fee
Amex Blue Cash EverydayNo annual fee
| Amex Blue Cash Preferred | Amex Blue Cash Everyday | |
|---|---|---|
| Est. value/yr at typical spending | $1,049 | $1,072 |
| Annual fee | $95 | $0 |
| Yearly credits | $120 | $264 |
| Fee after credits | −$25 | −$264 |
| Dining | 1x | 1x |
| Groceries | 6x | 3x |
| Flights & hotels | 1x | 1x |
| Rent | 1x | 1x |
| Gas & transit | 3x | 3x |
| Streaming | 6x | 1x |
| Online shopping | 1x | 3x |
| Everything else | 1x | 1x |
| Transfer partners | Cash back | Cash back |
| Lounge access | No | No |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
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Apply on Amex's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
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