Transfer partners
They share 9 partners. Only the Amex Platinum: Delta SkyMiles, ANA Mileage Club, Hilton Honors, Marriott Bonvoy. Only the Capital One Venture X: Avianca LifeMiles, TAP Air Portugal, EVA Air, Finnair Plus.
At typical spending, the Amex Platinum comes out ahead by about $857 a year ($2,674 vs $1,817). The Capital One Venture X earns more on dining, groceries, flights & hotels, rent, gas & transit, streaming, online shopping and everything else. Which one wins for you depends on where your money actually goes.
| Amex Platinum | Capital One Venture X | |
|---|---|---|
| Est. value/yr at typical spending | $2,674 | $1,817 |
| Annual fee | $895 | $395 |
| Yearly credits | $2,484 | $300 |
| Fee after credits | −$1,589 | $95 |
| Dining | 1x | 2x |
| Groceries | 1x | 2x |
| Flights & hotels | 5x | 5.2x |
| Rent | 1x | 2x |
| Gas & transit | 1x | 2x |
| Streaming | 1x | 2x |
| Online shopping | 1x | 2x |
| Everything else | 1x | 2x |
| Transfer partners | 13 | 13 |
| Lounge access | Yes | Yes |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
They share 9 partners. Only the Amex Platinum: Delta SkyMiles, ANA Mileage Club, Hilton Honors, Marriott Bonvoy. Only the Capital One Venture X: Avianca LifeMiles, TAP Air Portugal, EVA Air, Finnair Plus.