Transfer partners
They share 13 partners. Only the Capital One VentureOne: Wyndham Rewards, Choice Privileges, Accor Live Limitless.
Capital One Venture vs Capital One VentureOne
At typical spending, the Capital One Venture comes out ahead by about $541 a year ($1,709 vs $1,168). The Capital One Venture earns more on dining, groceries, flights & hotels, rent, gas & transit, streaming, online shopping and everything else. Which one wins for you depends on where your money actually goes.
Capital One Venture$95 annual fee
Capital One VentureOneNo annual fee
| Capital One Venture | Capital One VentureOne | |
|---|---|---|
| Est. value/yr at typical spending | $1,709 | $1,168 |
| Annual fee | $95 | $0 |
| Yearly credits | $0 | $0 |
| Fee after credits | $95 | $0 |
| Dining | 2x | 1.25x |
| Groceries | 2x | 1.25x |
| Flights & hotels | 3.2x | 2.75x |
| Rent | 2x | 1.25x |
| Gas & transit | 2x | 1.25x |
| Streaming | 2x | 1.25x |
| Online shopping | 2x | 1.25x |
| Everything else | 2x | 1.25x |
| Transfer partners | 13 | 16 |
| Lounge access | No | No |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Apply on Capital One's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
Apply on Capital One's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
Full details
Your numbers, not ours
See which cards fit your spending
These pages use typical spending. The quiz uses yours and ranks all 50 cards in about 3 minutes. Free, no signup.
Take the quiz →