Citi Double Cash vs Wells Fargo Active Cash
At typical spending, the Citi Double Cash comes out ahead by about $580 a year ($1,739 vs $1,159). Which one wins for you depends on where your money actually goes.
Citi Double CashNo annual fee
Wells Fargo Active CashNo annual fee
| Citi Double Cash | Wells Fargo Active Cash | |
|---|---|---|
| Est. value/yr at typical spending | $1,739 | $1,159 |
| Annual fee | $0 | $0 |
| Yearly credits | $0 | $0 |
| Fee after credits | $0 | $0 |
| Dining | 2x | 2x |
| Groceries | 2x | 2x |
| Flights & hotels | 2x | 2x |
| Rent | 2x | 2x |
| Gas & transit | 2x | 2x |
| Streaming | 2x | 2x |
| Online shopping | 2x | 2x |
| Everything else | 2x | 2x |
| Transfer partners | 16 | Cash back |
| Lounge access | No | No |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
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Apply on Wells Fargo's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
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