United Club Infinite vs United Explorer
At typical spending, the United Explorer comes out ahead by about $143 a year ($1,344 vs $1,201). The United Explorer earns more on flights & hotels. Which one wins for you depends on where your money actually goes.
United Club Infinite$695 annual fee
United Explorer$150 annual fee
| United Club Infinite | United Explorer | |
|---|---|---|
| Est. value/yr at typical spending | $1,201 | $1,344 |
| Annual fee | $695 | $150 |
| Yearly credits | $890 | $380 |
| Fee after credits | −$195 | −$230 |
| Dining | 2x | 2x |
| Groceries | 1x | 1x |
| Flights & hotels | 2.2x | 4.2x |
| Rent | 1x | 1x |
| Gas & transit | 1x | 1x |
| Streaming | 1x | 1x |
| Online shopping | 1x | 1x |
| Everything else | 1x | 1x |
| Transfer partners | 1 | 1 |
| Lounge access | Yes | No |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Apply on United's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
Apply on United's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
Your numbers, not ours
See which cards fit your spending
These pages use typical spending. The quiz uses yours and ranks all 50 cards in about 3 minutes. Free, no signup.
Take the quiz →