Who it's for
Free hotel nightsMore rewards dining out
Marriott Bonvoy Boundless
Best entry-level Marriott card. The anniversary free night certificate alone covers the $95 fee at most Marriott properties. Pairs well with Amex Bonvoy cards for stacked elite night credits.
$1,260/yrest. value at typical spending
$95annual fee
$0yearly credits
$95fee after credits
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| Category | Rate | Typical spend |
|---|---|---|
| Dining | 3x | $400/mo |
| Groceries | 3x | $600/mo |
| Flights & hotels | 3.6x | $300/mo |
| Rent | 2x | $2,500/mo |
| Gas & transit | 3x | $150/mo |
| Streaming | 2x | $80/mo |
| Online shopping | 2x | $200/mo |
| Everything else | 2x | $600/mo |
Rates are what our model counts per dollar. Brand-specific bonuses (like a hotel card at its own hotels) are blended, since most people don't put all category spending with one brand. Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
Rewards and perks
Cash back
- Up to 17x total points at Marriott hotels (6x card + 10x base + 1x Silver elite bonus)
- 3x on grocery, gas, and dining (first $6,000/yr combined, then 2x)
- 2x on everything else
- Free Night Award (up to 35,000 points) every account anniversary
- 15 elite night credits annually
- Complimentary Silver Elite status
- No foreign transaction fees
Head-to-head
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