Transfer partners
They share 12 partners. Only the Chase Sapphire Reserve: Turkish Miles&Smiles. Only the Chase Sapphire Preferred: Virgin Atlantic Flying Club.
Chase Sapphire Reserve vs Chase Sapphire Preferred
At typical spending, the Chase Sapphire Reserve comes out ahead by about $988 a year ($2,521 vs $1,533). The Chase Sapphire Reserve earns more on flights & hotels. The Chase Sapphire Preferred earns more on groceries, gas & transit and streaming. Which one wins for you depends on where your money actually goes.
Chase Sapphire Reserve$795 annual fee
Chase Sapphire Preferred$95 annual fee
| Chase Sapphire Reserve | Chase Sapphire Preferred | |
|---|---|---|
| Est. value/yr at typical spending | $2,521 | $1,533 |
| Annual fee | $795 | $95 |
| Yearly credits | $1,925 | $100 |
| Fee after credits | −$1,130 | −$5 |
| Dining | 3x | 3x |
| Groceries | 1x | 3x |
| Flights & hotels | 8x | 5x |
| Rent | 1x | 1x |
| Gas & transit | 1x | 3x |
| Streaming | 1x | 3x |
| Online shopping | 1x | 1x |
| Everything else | 1x | 1x |
| Transfer partners | 13 | 13 |
| Lounge access | Yes | No |
Typical spending here means our quiz defaults: $4,830 a month, including $2,500 rent or mortgage. Points are valued at 1.5¢ each (travel portal redemption); transferring to airline or hotel partners can be worth more.
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Apply on Chase's siteIs it right for you? Take the quiz →Swipewise may earn a commission if you're approved through this link. It never affects our rankings. How we make money.
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